Help your family
keep their home.

It is life insurance purchased with the goal of helping loved ones manage a mortgage after the insured person dies. The coverage amount, duration, eligibility, exclusions, and benefits depend on the policy. Coverage and claim payments are not guaranteed.

For a life insurance policy that pays your named beneficiaries, they can generally decide how to use the proceeds, including mortgage payments, household bills, or other expenses. The policy and beneficiary arrangement determine how benefits are paid; all proceeds are subject to policy terms.

No. Homeowners insurance generally covers certain damage to your property and liability risks. Private mortgage insurance (PMI) generally protects the lender if a borrower defaults. Mortgage protection life insurance is intended to provide a death benefit under the terms of the life insurance policy.

Pricing depends on factors including your age, health, coverage amount, policy type, and underwriting. A licensed agent can provide an actual quote and explain available options. We do not promise a particular rate or approval.

An automated assistant answers first. It can connect you with a live team member when available or help schedule an appointment. Live-team availability varies; calling does not guarantee an immediate connection or coverage.

Our team serves Ohio, Florida, Pennsylvania, California, and Connecticut. Available products and eligibility vary by state and insurer. A licensed agent can confirm which options are available for your situation.

No. Evercrest Insurance Group is not affiliated with your mortgage lender or any government agency. This is an invitation to discuss life insurance, not a notice from your lender or a government benefit.